American Express Card Number Format and Security Features 2018 – Feeling curious about to find out American Express Number Format? Congratulations on your right choice to open this valuable page. On this page, you will obtain much information about American Express, and American Express Card Number Format.
Before we are going through about finding American number format, let’s start with a credit card. Credit card is a card that a company issues to help people make a payment or purchase. American Express or we called as Amex is one of the popular credit and debit and credit card from the old times up to now.
However, Amex is thought to be unique and different from any other cards because of its security features. Let’s say wow!
American Express Card Number Format
American Express card number format has many distinguish types. However, American Express number is always the same no matter what types of the American Express card types. Number34 and 37 is the starting number of all American Express cards. Meanwhile, as comparison, MasterCard starts with number 5, Visa Card starts with number 4 and Discover’s starts with number 6.
Compared with other kinds of cards which have 16 digits account number, American Express card only consists of 15 digits. Amex card uses no alteration and space in its format I the three blocks which are 4, 6 and 5 digits number from left to right side. On the other hand, other cards including Visa, Discover and MasterCard consist of 16 digit account numbers with space within the four groups of digits.
The placement of American Express Number is based on the rules made by American national Standard institute (ANSI). This organization has been working to allocate the INN (Issuer Identification Number) to the network of the card.
What is American Express Card Security Number
American Express Card security code is the security of the card. Other cards has 3 digit security code placed on the back of the cards, however, American Express Card has 4 digit number security codes. Look at the example of American Express Card below.
The cardholder’s name is in the lowest part and in the left side of the card just below the location of ‘member since’. Meanwhile, the expiration date is in the middle of the card just below the Card Identification Number. The expiration date’s format is using ‘mm/yy’. The hologram of the American Express card will be next to the magnetic stripe, but the centurion image could only be visible if there is any UV light.
People also read : Valid Credit Card Numbers with Money on Them for Online Shopping 2018
This is finally you understand about to find out American Express Card Number Format.
Other uniqueness of American Express card number format is that the account number of the card is printed along with the signature field. And it must suits the number printed in the front card and on the transaction receipt.
Benefit of knowing the American express Card Number Format
After knowing how to find out American Express Number Format, it is beneficial for you to know the benefits of knowing the American Express Card Number format. Some of which are you will understand how American Express Number is formatted, what each number exists for, and the placement of every parts of the card. Hence you will know the strength of American Express Card Number format. There is also the strength in its security code which is different from any other cards available. Its format really differs from those of other cards format, too. This is why many credit cardholders prefers using American express comparing to others.
How to make payment using American Express Card
After finding out American Express Card Number Format, now you need to know how to make payment using American Express Card. Here we are:
- Swipe the Amex card if you do the payment electronically. Swipe it via POS (poin-of-sale) terminal. Pay attention to the magnetic stripe. If you can’t read it, you have to press the key and enter manually to carry out the transaction. The imprint of the card will directly come out.
- Get the authorization of the transaction. There will be an approval code from American Express Card which consists of 6 digits number. This authorization is run by the payment processor.
- Make sure that you have more attention to the expiration date.
- You must know that the embossed number printed on the front of the card, the number printed on the back, and the number printed on the sales receipt must be matched.
- Look at the name printed out on the sales receipt and the name on the front of the card. They must be same.
- The signatures of the cardholder must also be the same with the signature in the back of the card. Pay attention when you make a payment. Usually in this case, the cashier is the one who pay more attention about this to avoid fraud.
Making payment either online or offline using American Express is really recommended. A friend of mine has been experiencing in using American Express for his business online transaction. It does so good. He proved that American Express is recommended to use comparing to other cards due to its security and its uniqueness. When he sent his products overseas, his partners invited him to make an online transaction using American Express. He added, the overseas business needs a kind of card in which the code and other parts of the ID in the card are more secure.
Finally, I conclude that American Express is the only card which assists you with great benefit. Its security and uniqueness are the two advantageous features to be taken into consideration. The users of American Express must be larger than the other cards users. Since they know best about American Express Card.
What do you think now? Are you running out an overseas business? Or you are fond of online shopping? Use American Express! I feel certain that you will not get disappointed after you find out American Express Card Number Format which is very secure and unique. Remember! Modern people use it. Mobile people use it. And you?