12 Best Free Virtual Credit Card Providers for Free VCC Online 2018 – There are many providers of virtual credit cards out there. It may be a tough job to find the best free virtual credit card providers 2018 that suits you. However, before the winners are listed, let’s digging up what virtual credit card is. Well, credit card is something that should be used wisely and carefully. When a payment is made from a trusted online merchant like Walmart or Amazon, there is only small probability that the merchant will abuse your credit card. However, if you are going to bravely do a transaction with a new merchant, the transaction can attract some serious risks.
Every time a payment is made, merchant will hold your credit card number, billing address, and even worse your credit card security code. That whole information can be abused by the merchant and we only know the harassment when it is too late. Some cases show that irresponsible merchant can charge your credit card in a hilarious amount. That’s why you need to know best free virtual credit card providers 2018 to avoid the case.
When you sense that the shop merchant is not fully reliable, you can use virtual credit card instead. Basically, virtual credit card is a generated number that related to your real credit card. The generated numbers are totally random. In addition, the maximum charge for the virtual credit card can be set as you desired. All providers agree that this maximum charge can protect the cardholder transaction. The merchants will never know that the card used is a virtual one because it looks just the same with an actual credit card.
Now let’s get started to list the best free virtual credit card providers 2018 that can save people from fraud transaction.
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- 1 Top List of Free Virtual Credit Card Providers in 2018
- 2 Other Best Free Virtual Credit Card Providers 2018
- 3 The Thrilling Steps – Let’s Compare Credit Card Providers
Top List of Free Virtual Credit Card Providers in 2018
Virtual credit card is also called as Prepaid Credit Card by some people. It protects you from harmful transaction that may affect your actual credit card. In addition, the virtual credit card can be helpful for those who can’t afford a real credit card. The fund from bank account can be loaded into the virtual credit card. With this virtual credit card, it is possible for everyone to purchase goods from big online shopping website because most of the eCommerce website won’t accept any transaction without a credit card.
There are plenty options for virtual credit card providers. However, not all big credit card company offers the services. Let’s see the available providers out there:
This VCC Online is a good option for US resident who want to make a virtual credit card. It offers Prepaid Mastercard services along with Prepaid Visa service. It doesn’t require credit check and you have a probability of cash back benefit from the service. This is a very convenient virtual credit card provider.
We cannot make a list of the best free virtual credit card providers 2018 without including Payoneer. Payoneer is a worldwide virtual credit card provider that offers many benefits for its user. By signing up to the services, you will get a free prepaid Mastercard for secured transaction. However, the services will check your identity first such as name, address, and other relevant information which make the verification process feel a little bit longer than other providers. If you need a virtual credit card quickly, this provider is not suitable for you.
Entropay is a popular provider for those who want to create a virtual credit card. The site offers the prepaid card at no cost. It is free and simple. Similar with Payoneer, This free virtual credit card also require a verification about user information. However, each transaction is charged by Entropay so you need to consider first before taking the service. But the charge amount is so small so you would barely feel it. It is still one of the high recommended prepaid providers.
Amex is an enormous banking service which also offers prepaid card feature. They will help users who wish to make a virtual credit card for any occasions. The prepaid card can be used for many transactions such as online shopping, making a website payment, and other international transactions.
Other Best Free Virtual Credit Card Providers 2018
- DigiPurse By Union Bank
- Udio Wallet Visa Card
- ICICI Bank
- EntroPay Virtual Visa Card
- DBS Bank India
- IDBI Bank
- HDFC Bank
- Yes Bank Virtual Credit Card
- DCB Bank
- Bank of Baroda
The Thrilling Steps – Let’s Compare Credit Card Providers
From the list and explanation above, comparison can be done easily in order to find the best virtual credit card which suits your demand. If you are still confused on how to compare those providers, here are some key features that should be noticed:
Fee for service
The best virtual credit card providers only require small amount to zero fee for the card creation. If your provider charges you with unreasonable amount of fee, then you should reconsider your option for choosing the provider. Some cards also appear to have a monthly or annual fee so you must be careful. Moreover, the card may have additional charge for every transaction made.
Make sure the providers guarantee the security equipment to keep your account safe from any kind of abuse. Some basic equipment is a global back up system for the saved data, authentication steps, and database encryption that keep all data safe. Other services that must be available are card code, password for payment, and smart identification. In short, make sure your providers keep all its user data save.
The virtual credit card is supposed to work internationally. So, it is very beneficial to have a prepaid credit card that supports numerous currency payments. Some providers offer the possibility to make a payment using electronic currencies like Bitcoin, Perfect Money, and others. Other providers offer numerous foreign currencies options like Rupiah, New Zealand dollar, Euro, without any additional charge.
At the end, the best free virtual credit card providers 2018 really depend on your own condition and favor. Do a need analysis first before jumping into one provider. Make sure about what do you want and what do you need in a virtual credit card. It will reduce the risk of hurting your bank account in the future.